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Access to Bank Finance for Scottish SMEs

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Appendix I:

Sectoral Representativeness of the 2006 ASBS (Scottish) Survey

Table: Broad Sectoral Comparison of 2006 ASBS Survey and 2006 ABI for Scotland

2006 ASBS (a)

2006 ABI (b)

Weighting

No

%

No

%

b/a

Primary Activities & Energy

56

5.4

4,206

2.4

0.4

Manufacturing

187

18.4

10,047

5.8

0.3

Construction

90

8.9

15,528

8.9

0

Wholesale & Retail

288

28.4

39,031

22.5

0.8

Hotels & Restaurants

168

16.6

15,074

8.7

0.5

Transport

61

6.0

7,877

4.5

0.8

Business Services

124

12.2

45,142

26.3

2.2

Public Services

17

1.7

21,526

12.3

7.2

Other Services

23

2.3

15,104

8.7

3.8

Total

1014

100

173,535

100

-

Notes to table
Source: ASBS 2006 and ABI 2006 ( NOMIS)

The table indicates that when compared with the overall broad sectoral structure of businesses in Scotland, the raw data from the ASBS 2006 is considerably skewed in favour of manufacturing (3x) and hotels and restaurants (2x), whilst it is skewed against 'other' services (1/4) and business services (1/2). Therefore, the statistical findings drawn specifically from the raw ASBS data with regard to problems accessing bank finance will need to take this bias into account, when applying overall trends to the situation in Scotland as a whole.

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Page updated: Monday, September 8, 2008